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Thieves often use small cameras to capture footage of debit card users entering their PINs.Conroy says that even if a thief doesn’t manage to get your debit card personal identification number, or PIN, from such a device, he still may be able to duplicate the card’s magnetic stripe and use it for “sign and swipe” Visa or Master Card transactions.

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That may make future orders more convenient, but small businesses rarely take the steps necessary to safeguard payment information, she says.

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